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Unexpected expenditure or surprise is indeed very disturbing in the process of implementing the discipline of financial flow, which makes financial principles unstable, because usually emergency expenditure or surprise expenditure must be made priority, we must immediately complete it first. Emergency funds prepared must be sufficient in handling this but sometimes indeed beyond predictions, funds 30% of our salaries collected within a few months, with a surprise expenditure we need funds even more than what we have collected, in that position Indeed, temporarily making the decision to pause/reduce investment in Bitcoin is the right decision and we can continue the DCA back after everything is normal.
Maybe in the stage of refilling the emergency fund, after being drained more due to surprise spending, I think it depends on how the calculation takes into account the condition of his situation, whether he needs to recharge or continue as usual by saving 30% of his total income, and I think there's nothing wrong with that too Replenish your emergency fund before continuing with your investment.
I also have doubts about the consistency of someone routinely setting aside 30% of their salary for an emergency fund. You might be able to if you have a good job that pays you every month, but really 30% is a very high percentage to save during inflation. All basic necessities are expensive and it will probably be really hard to maintain that consistency because the funds you need for unforeseen needs may vary from one month to another.
You may need to pay car taxes, replace some household appliances or maybe something else. This can ruin your fund-saving plan so that an emergency fund doesn't have to be forced into each month. An emergency fund is necessary, but you don't have to force it on a percentage or amount.