Quote from: Cuenta Alternativa on Today at 02:21:29 PM

Quote from: stompix on Today at 08:26:57 AM

When a bank lends you money for buying a house that money is directly spent as it leaves the bank to the previous owner, you can't do fractional reserves when you're paying money, you can only do that with reserves, that's why they are called so and not fractional loans.

If you don't understand that it's not money, but credit, even if you take out the bills and pay for the house with bills, it's not worth arguing about.

So you say that credit is not real money?
So if I make a loan to a bank, this loans is fake money, I buy a car from you the money you get is fake money?
Seriously, stop! The bank is loaning money that it has on deposit, it's real money, that's what's said even in the link you've quoted:

Quote

Fractional reserve banking is a system in which only a fraction of bank deposits are required to be available for withdrawal. Banks only need to keep a specific amount of cash on hand and can create loans from the money you deposit. Fractional reserves work to expand the economy by freeing capital for lending. Today, most economies' financial systems use fractional reserve banking.

They lend you the money others have deposited, they don't make money out of thin air, the only thing that is wrong with this system is that the money the first person deposited is now tied to the ability of the creditor to pay back his loan, you even have mocacinno example above which should be as clear as the sky is blue!

Quote from: Cuenta Alternativa on Today at 02:21:29 PM

10 years on the forum and you say that the system against which bitcoin was created is impossible.

No, I'm saying you simply don't understand the system for which Bitcoin was created as an alternative!