Quote from: wmaurik on Today at 03:30:15 PM

Quote from: koleusdat on Today at 05:16:38 AM

An interesting judgment. It is by getting into debt to spend more. I used to borrow before paycheck, I spent 30 percent more than I earned, but with each new month when I received my salary, I had to give back this 30 percent. Thus, it is difficult to say whether I lived in plus or minus. It turns out that in this case I spent more and received even more.

Maybe you are still a little lucky because you still have a trusted place to borrow to live a life that is quite stable, so it is difficult to know which sector is still lacking. But if I examine it in general, you still have a minus in the amount of income because you still have to take out a loan before you receive a salary from your own work. Because if your salary is enough for you to use for a month, that means you don't have to make a loan before receiving your salary the following month.

Additional income can really solve it, as he will not need to borrow it again. This cycle is really known to those minimum wage earners because their salary is enough, and once you start to borrow money, it will have a chain effect and last until you don't have extra money because you'll always be caught short when you receive your salary as you need to pay it, so having an extra income is good so that your salary would be enough.