[quote author=Wend
In conditions like this i think it comes back to his own perspective whether he really wants it or not.
My point is that when we borrow money it doesn't mean that it's also the wrong thing to do because everything has its own conditions and strategies in investing. for example we know that Saylor is someone who is very rich compared to us ordinary people but he borrows money with the aim of investing. He was aware of his condition and doing so was not a stupid move but had his own strategy to carry out.
But for me, even though it's not my fault, it's better to avoid it because I'm aware of my own capacity because that doesn't mean I can't afford to get a refund, but I think it's actually making it difficult for me so I won't be in any kind of loan for investment as for for other people, especially those who are stable in financial condition, even more, I will not suggest or forbid because it is their right, regardless of right or wrong, they know the consequences that will get.
Credit is always a risk if we are talking about investing with this credit money. I have not seen a single example with evidence here, when someone took a loan, bought bitcoin with this money and was able to make money on it.
The difficulty lies in the fact that it is too difficult to determine the price movement, or you can get into a long period of flat movement, or even worse, a fall. I see no reason to take risks because I value my investment and the most important thing for me is not to lose it. It is possible that Seylor has a much greater financial capacity and can calculate the risks, but I do not see myself using a loan for this purpose.
As i said, this depends on perspective, because in terms of what conditions we feel and what other people feel is clearly different.
We have to be aware of our own condition whether we are able or not to borrow with the aim of investing and I also emphasized before that such a thing is also not wrong because those who borrow to invest have their own strategy.
Regardless of whether there is evidence or not, the most important thing in this case is to know yourself. If indeed you are able to do that then it's not a problem as long as you know the risks but vice versa if indeed you feel you will have difficulties and hassles with loans like this then don't do things that will make it difficult for you in the end.
Understanding oneself and being aware of personal financial capabilities and limitations are indeed crucial. If someone has a solid plan, understands the risks involved, and feels confident in their ability to repay the loan even if the investment doesn't yield the expected returns, then borrowing for investment may be a viable strategy for them.