XRP is no longer a good option in my opinion. They are fighting the SEC and I have no idea how XRP will fare in the future. Maybe the price will be higher but not worth the risk. This is my personal opinion and everyone is welcome to comment on theirs.
It's not a good choice because there are still lots of altcoins with good development and still have a market cap that isn't as big as XRP.
If you are interested in buying XRP, of course you have to be prepared to take the risk, because XRP is fighting the SEC in this trial.
Of course, we hope that the problems faced with XRP can be resolved, because there are still many who are optimistic that XRP, when the case is resolved, will be able to make a surprise. maybe right now there are still a lot of people waiting for more information about the case, because of that I prefer to keep waiting for the continuation of the problem, so it's better to avoid it first, remember there are still lots of good altcoins.
If you are unsure of how the case will turn to, better to look for other alternative and invest your money.
It's always depends on how you think the potential and how you will justify your decision when buying and holding your assets,
if there's still trust maybe buy and hold is a better plan.
We never know what will be the implication once the final decision for this coin is, though there are already lots of past investors
who already leave this project.