Yes is good to save money because it helps when you are in need, it is very important for people to learn the habit of saving because saving is very important you don't have to spend everything you earn save more than you spend, no person prays for anything bad to happen but a life without savings is risky and dangerous.
Very well said, apart from saving, we should also learn how to diversify our investments so that we can invest more rather than sticking with a single investment because what we have right now is just a temporary and not a permanent thing where we can enjoy and depend on for the rest of our lives. And just like what is mentioned/quoted above, nobody prays for a tough situation but having some investments as well as savings will literally make your life more ease even in tough times.
So true. So the conclusion is that we should be able to save and invest when we are able to do so. sometimes laziness is the main enemy in saving. Because we prefer to spend everything especially buying trending things. But if we are aware of the importance of preparing for the future, then saving will definitely become a habit. And regarding investment, we can actually invest in two things, namely digital investment and physical investment. both are just as good. but we also have to have an investment that can later make us generate income without having to work which is usually called Passive Income.