Quote from: Fakhrulenclix on July 01, 2023, 06:34:49 AM

That's right, it's at a time like this that an emergency fund is needed and we set up an emergency fund for this kind of thing, compared to selling assets I think it's very ineffective, selling assets is not for reasons of improving the economy but selling assets when you already have a large or sufficient profit.
Assets may have better prospects in the future, so it would be a shame if they had to be sold just to reduce the impact of this economic situation, while there is no possibility for emergency funds in the future, we can still prepare them again when the situation recovers later.

Exactly this is why i recommended to use emergency fund as bad economic time could be overcome by using emergency fund or getting loan. Actually OP not mentioned which kind of assets he have. some assets are worthy to hold which price rises every month or quartely in the year while some assets rises price very slowly so if OP believe that he will again get asset back easily then its also not too bad to sell this asset but i will not preferred this as he has already emergency fund for purpose to overcome bad economic time and this is right time to use it

Quote from: smile1218 on Today at 12:17:03 AM

Better yet find a side job or a job that would sustain your needs or create a profitable business if you will sell your asset so that you can earn better and save to be able to buy another asset.
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if OP has any online skill(freelancing, writing, designing) then i think it would be better to give some time to accumulate USD as the Usd has high price and will get better reward than than fiat but if he has no skill then side job is beneficial.