Quote from: kotajikikox on Today at 05:27:32 AM

Quote from: odunybiz on April 21, 2023, 07:11:54 PM

👉👉Create a Budget (or Improve Your Existing Budget)
99% of the trouble that people have with money isn’t that there isn’t enough of it but that there is no plan for it once you actually get it. Your budget (either weekly or monthly) should consider your income and your expenditure. Guide your spendings for the week or month with the budget made. This might be hard at first, but having that extra cash in hand, definitely worth the effort.

this matters all here , because if we can provide proper budgeting then there is nothing we need to save our asses for the future because there are so many people that tries to do anything but they missed having a right budget to spend each time or at least daily manner.
only use extra cash if we are in badly needed .

Indeed, providing proper budgeting will make it easier for us to manage it,
but for me it's still important to have savings either for the future or for unexpected things,
with proper budgeting certainly aims to avoid wasting money.