1. Outages can happen once in a while due to DDoS attacks and other technical issues. What do you do in this case when the service goes offline for 24 hours, with some user orders not yet processed? If by that time the letter of guarantee is obsolete, how will the innocent users prove to own the funds in unfinished orders?

2. A second link to the terms of service could also do well at the footer of the home page of the site.