Quote from: Gallar on Today at 03:44:50 AM

Everyone must have spending and financial management in a different way. Because everyone's financial situation and life needs will definitely be different. Because a bitcoin investor, there must be someone who is already married and there is also someone who is single or alone. So, from these factors alone, you can already see the difference in terms of managing and spending money. Not to mention the factor of where to live and the cost of living in that place, surely every place has a slightly different cost of living.

Everyone must have different expenses and living in different places will also result in different expenses from one person to another. When it comes to the life we live and our responsibility to our family, it will cost a lot because we already have much bigger responsibilities than the life we lead alone. Managing finances well is not an easy matter, especially if our income is not in balance with expenses.

Quote from: Gallar on Today at 03:44:50 AM

I am currently married, but I do not have a child yet. So my expenses every month are still practically not too big. So every month the expenses that I spend for the necessities of life together, are in the range of $ 200. That includes my basic needs and pocket money with my wife every day. As for the rice and vegetables, I didn't buy them, because I have my own paddy field and it's more than enough for the two of me. But for emergency costs, it's different again.

Your condition is still relatively easy because the dependents are not too big and you also have enough land to grow vegetables for your daily needs. But some people who have large dependents on their families will not be enough if compared to your expenses and that's why someone's expenses can vary. When the source of income is not run properly, the condition of large dependents will affect a person's condition and this is where intelligence is needed to manage finances properly and more strategically.

Quote from: Gallar on Today at 03:44:50 AM

And for the matter of money management, I manage it for a month, that way, my small family and I can save more on expenses. Because the ration prepared for the month must be just right and may not run out before the month's term.

You are one of the many people who is able to maintain a stable cash flow and everyone should also have a strategy for saving money and daily, monthly and yearly allowances. At least to reach policies against recession and inflation problems and these conditions will not make our finances more problematic.