Quote from: larry_vw_1955 on Today at 01:30:04 AM

Just like people can get health insurance premiums reduced based on their income. I'm not sure what you mean by "living in poverty". One thing that never made sense to me is people who have large incomes but blow all their money on useless things and saddled with alot of consumer debt and large rent payments and things. That's their problem. I don't think someone making $100,000 per year should be asking for any help from the government.

OTOH, I feel for someone making only $30,000 per year after having graduated from college. They are either a loser or a victim. In either case, forgive their loan if possible. But make sure that they don't suddenly go up in income after that.

If you make loan forgiveness "means-based" then the only point of contention I might have is what income level qualifies them for loan forgiveness. Or how much to subsidize at each income level and where that cutoff is. I'm tired of hearing about how people making 6 figures need help with their bills....or even high 5 figures Shocked

From my own experience, rich guys are usually the stingiest ones.
By the way, US healthcare system is the worst healthcare system that exists in this world. Doctors and Clinics have a legal right to rob you, they can ask you for as much money as they want. The Insulin accident already answers how messed up their HC is.

By the way, I don't think it's a good idea to forgive unpaid loans. That basically means that the honest, hard-working people to probably said no to a lot of things in order to pay loans, are just dickheads and the other part, who had fun and didn't pay loans, are more privileged. I prefer proof-of-work over proof-of-laziness.

Quote from: larry_vw_1955 on Today at 01:30:04 AM

Rent too expensive? Find a roommate. Job doesn't pay enough? Maybe you need to stop eating out 5 times a week. Have too many other bills? Learn to live within your means. But don't expect tax payers to pay it for you.

The problem though with doing a blanket freeze on loan payments and interest though is the same problem that happened with the rent moratorium landlords really got screwed, some of them. No one wanted to resume paying rent. Shocked

This attitude is what I hate the most! Is it good that landlords earn thousands of dollars from single apartment while doing nothing and living a luxury life? Where is the product created? No, one just exploits another person. The Soviet Union had this great system: If you were willing to work in a company for ten years, you would get an apartment. That's why there is very high home ownership in post-soviet states.
Also, about eating, what about if KFC lowers food prices and increases wages? This way, I'll be able to keep eating 5 times a week and their employees won't feel like slaves, while this company will still be able to run profitable business. But no, people like you, come and say that we should live tight-fisted instead of protesting super high profits that businesses make and the way they exploit their employees.

I have a question: Am I a bad person if I manage to avoid taxes? Keep in mind that politicians, that you elect and see every day, lie to you and earn money not only from taxes you pay but from other dark sides. When you see them, you want to take selfies, instead of protesting what they do and punching them in faces for everything bad that they do.

Quote from: cryptosize on Today at 11:59:43 AM

Quote from: larry_vw_1955 on Today at 01:30:04 AM

Students are supposed to graduate first and only then do they become responsible to start paying their loan back, once they get a nice paying job.

The problem is that in the future there won't be enough jobs for everyone, even if you got a university degree:

It's very hard even today to get a job via uni degree. I know a lot of guy who finished great universities with high GPI and struggle to find a job in their profession, instead, are forced to do shit jobs. That's the problem, we have a lot of people with uni degree, that number isn't really necessary but there is a huge demand on trades skills, we have a huge deficit there. There is a huge demand on plumbers in Ireland, I mean, the demand is so high that one can easily earn up to 100K Euro net. Can you imagine 100K euro net annual salary in Europe? Can you imagine? Yes, that's possible for plumbers in Ireland. But people still go in university, then work in KFC, MacDonalds, Supermarkets, Parcel Delivery, Food Delivery, Uber, etc.

Quote from: cryptosize on Today at 11:59:43 AM

Some people may argue that new jobs will be created... sure, you can become an AI engineer and earn tons of money (300k/year).

People who become an AI engineers, are very talented and the very successful STEM students. There will always be a demand on very intelligent people, the problem here is an average or slightly above-average citizen.