Luck is something of a very small presentation to everyone, and in my opinion it is foolish to rely on luck, and one should in his right mind have to gamble when he has money ready to lose, otherwise it will result in regret and even worse.
The luck will matter if you are placing a bet and we can't ignore it but it should be on your rightful mind that if you don't have money to gamble you make wise moves and stay out of it otherwise it's full risk but if you are lucky your bet could give you stable position but we should not too much dependent on it in these cases.
One must be in a state of consciousness and good self-control at the time of gambling. Why do I say this, because they should be aware that there is always a limit to gambling if they don't want to lose a lot of money due to losing control of their finances.
Luck is something that is unknown to us, the goddess of fortuna can come at any time if she wants, but will it always be attached at all times? Of course not.
As long as we gamble within limits, then we will be fine. I don't even think about gambling when my money is just barely enough, and I will gamble when I have more money than I need to fulfill my needs.