Quote from: BigBos on August 19, 2023, 07:49:25 PM

Quote from: Jatiluhung on August 19, 2023, 01:21:47 PM

Quote from: stepwilli on August 19, 2023, 03:01:19 AM

What about people who don't earn enough? You can build capital by making investments or even saving if you have a family to feed and also have a very small income which is barely enough for your personal expenses, a person in such a situation cannot build capital or develop one since they can't create one in the first place. The very first thing for a person is to be able to earn more than they need to spend because if you can't even spare a dollar, you can't build your future.

However, those who have enough resources to do that should obviously follow some pattern and get things done right in their lives before it's too late. There is a specific age for doing something, once you miss that age and enter an age where you can't do anything, you will regret wasting your youth.

It is true that in this world not everyone is in good shape financially. Because there is still much that we can find about people who have only enough income to meet the needs of their families. And it is difficult for them to leave money for capital. So they do not even have the opportunity to develop capital. Because even they do not have any money left that can be used as capital. The solution in conditions like that really only has to have a side job and make more money than usual. Maybe it will reduce the rest time but if you don't do side jobs then it is not easy for someone who only has a mediocre income to be able to get up and improve their finances by gathering capital from side jobs and developing it.

Well it's true, everyone has different financial strengths and also they have different ways of earning so the results they get are also very different, and I would add that people's abilities have their own limits so it really affects them in finding the income possible. So this is one of the biggest contributing factors as to why it's hard for them to build something like a business that can expand their income, but with such a low income it's very hard to get a little bit ahead. I agree with you that this makes it difficult for them to take advantage of opportunities to expand in terms of capital. And then it's true that a lot of us end up looking for other alternatives by looking for part-time jobs to be able to increase income, on average they have two jobs, offline and online.

So true. And ironically at this time in some developing countries the main job is sometimes the amount of salary is not too big. Or it could be said that the amount of salary received from a basic job from an offline job cannot cover the basic needs of someone who already has a family. And sometimes at this time online side jobs can actually make more money than the main job offline. Maybe every region and job has different conditions. But as far as I'm concerned in certain areas the base salary is too low in value when compared with the increase in inflation which never stops. This is what makes everyone have to work harder by working on the side. But fortunately today there are many side jobs as Freelancers that can be done from anywhere online which can also generate quite a lot of money. But not everyone is willing to learn about online jobs. This is what may also make it difficult for someone to develop their finances. Because they don't want to develop themselves by adapting to increasingly advanced technology.