Quote from: bangjoe on Today at 04:40:23 PM

Quote from: stepwilli on Today at 03:01:19 AM

What about people who don't earn enough? You can build capital by making investments or even saving if you have a family to feed and also have a very small income which is barely enough for your personal expenses, a person in such a situation cannot build capital or develop one since they can't create one in the first place. The very first thing for a person is to be able to earn more than they need to spend because if you can't even spare a dollar, you can't build your future.

However, those who have enough resources to do that should obviously follow some pattern and get things done right in their lives before it's too late. There is a specific age for doing something, once you miss that age and enter an age where you can't do anything, you will regret wasting your youth.

Capital is not always about money, if your income is stagnant and has no increase and is only sufficient for daily needs with your family which makes you unable to start in the first place in building a better financial, you can increase your knowledge and capital capital first, because it will make it easier for you to get access to increase income, and from there you can raise your capital for investment or business, that is not a reason if you want to be more advanced, the basis must be fixed first, if you force an increase income you with the skills and knowledge like that, it will make you have to spend a long time and effort.

This is indeed not as easy as it is said, but try to keep trying, yes, even though there are some people who miss this opportunity even though they have the opportunity to increase your capital, let it be a life choice, because this cannot be assumed, it can only be be regretted by people who do not have the same position, but want to have that opportunity.

A very good point Bangjoe because in the end as you say when we still cannot develop capital in terms of material, of course we can develop ourselves in terms of knowledge and competence in order to have more qualifications so that when we have the opportunity to increase capital in terms of finance we already have a good self-improvement in order to develop the money we have as capital as well as the skills and knowledge that we have upgraded to become better.
I also agree that things like this will not be easy but if we cannot go beyond this process then no matter how much capital we have in the end when our knowledge is still below then everything will remain stagnant and the capital (money) we have will still not be able to grow.