Quote from: Comingdown on Today at 04:54:44 PM

you can't really avoid spending too much, especially if you're extravagant. But if you can discipline yourself and control yourself, I think it's easy for you to save here. Set a budget for the month you will spend and then save the excess, but of course you also need to save for emergencies so you don't touch your savings.

I know it's very difficult, especially controlling yourself to not spend. But I think that if you do it, you will get used to it and it will be easy for you. Just don't be hard on yourself

It looks easy to manage finances and discipline in managing finances. But it's true, as described above, we need to try, even though we can't be one hundred percent successful, at least we can manage financial expenditure that is right on target.

* buy what is needed rather than what is wanted (training the brain to think more).
* Buy something with durable quality and the selling price doesn't drop (practicing the return value assessment doesn't burn in vain) is like buying luxury goods.
* Detailed data discipline (practicing meticulous cultural habits not leaking in vain) is hard to come by, don't easily waste it.
* don't underestimate small values....if there is investment....there are also emergency savings....you will be surprised after it has accumulated for so long...it looks less valuable but once collected it has even more value.

If you are wise in managing money, you will surely develop and life must have definite targets. For example buying property, bitcoin (this is what I like because there's no loss). There is a saying "Save the base of the rich". So be diligent in saving and investing.