Quote from: jrrsparkles on August 27, 2023, 02:53:27 PM

Quote from: zasad@ on August 27, 2023, 12:00:15 PM

Quote from: jrrsparkles on August 26, 2023, 05:13:50 PM

Quote from: zasad@ on August 26, 2023, 02:27:01 PM

But no one will be hired, scammers use this data to issue bank cards for illegal exchange transactions. And then many times they will sell the personal data of the victims.

But it is not possible to open an account without the actual presence of an individual or a mandatory verification process so the bank employee also has a play in this scam. On the other hand, we can find the stolen bank account with all the credentials on the darknet from $25 to $150 depending on the balance of the account which is mostly used by these p2p scammers that is why it is important to not accept payments from freshly created accounts on p2p platforms.

And how do you think these credentials get into the darknet

It is in Europe that you need to come to the bank to open an account for you, and in Russia you can submit an application through the bank's application or the bank's website and pick up a bank card at any office of the bank's partners by proxy. In this respect, Russia is much more progressive than other countries. And even if you are not a citizen of the country, you can easily open a bank account.

I remember some banks allow users to open a bank account online if the documents are enough but they will let the account under high restrictions such as low deposit and withdrawal limits, no internet banking or at least can't able to wire over certain limits until the account holder provides all the documents by the bank office.

I guess the banking system becomes more lenient which is one of the reasons why they started to fail at some point.

There is no need to go to the bank office. The courier brings you a bank card and checks all the documents, or you can go through verification with the bank's partners. And there is also a single biometric system, if you are registered in it, then you can verify yourself in any bank online. This is not the case in the most developed countries