Quote from: bhadz on Today at 07:56:05 PM

Quote from: Cheema02 on Today at 05:18:12 PM

Making a budget is good habit, and I like those people who make a budget for any step they take in life. I see many people who are poor because they don't make budget, they spend a lot of money by purchasing things that are burden on them. They only want comfort and want life of rich people. They trapped into this. When a person has 250$ salary, he cannot afford a big apartment, but they take a big apartment and then they have to work day and night. This is a big problem that I noticed. And I noticed a lot of people who have low salary but their cash management skill is very high and they are enjoying a happy life.

Those type of people are living their lives beyond their means and that's a wrong approach for their way of living. We can say that it is how they live and they can't afford it based on how much they are earning. If they can't endure for a while until they earn decently to afford everything, they'll always have that fight inside the family about money. It's not that bad to find a way to live comfortably but if you really can't do it for now, you need to be patient and wait until it is enough with how much you're earning. Because if not, too many troubles are going to happen at most times especially with relationships.

They wont really be able to learn those real things in life on the time that they havent been able to encounter or experience hardship on which it would really be just that normal that they would be buying their wants
and wont be minding about the possible risks later on.Just like on what mentioned above that on the time that due date comes then this is where the time that you would really be panicking out specially if you dont something to pay and this is something that should really be avoided in the first place. You should be wise and having that good management when it comes to spending. Only buy on the things which are important or in priority because if you are really that not good on management then you would really be ending up on being poor. You might be living like a king in 1 day but you would really be suffering forever if you arent that wise on taking decisions.
Be wary on your spendings and prioritize on things which like those food,clothing,insurance,saving for emergency on which i could say that these are the main priorities that we should really be focusing into.