Quote from: Fortify on Today at 07:34:57 PM

Quote from: Ultegra134 on September 24, 2023, 11:20:39 AM

The past few years after COVID-19 have been the absolute worst; everything keeps rising—petrol, daily groceries, electricity, housing—to the point where you're barely making ends meet. Just to imagine, I've been looking for an apartment for over 6 months and haven't found anything yet. Not only is there a very limited supply, but those available are either too expensive, poor, too small, or everything combined. Thus, this is creating a huge feeling of uncertainty, as time is running out and I need to get settled down. Renting outside of town in the nearby villages isn't ideal either, because petrol is way too expensive.

I'm not sure if anyone else feels the same, but this uncertainty with the increasing living costs and the ongoing rat race is causing me excessive stress. On top of that, moving out of the country doesn't seem ideal either, because most European cities are also suffering similar conditions, along with an extensive immigrant crisis (see France, Italy, Germany, and the UK). I'd be interested in remote working, but the economics field I've studied at university isn't in high demand for remote working, which often recruits IT workers and generally fields that require hands-on experience. As soon as I'm settled down, I'm considering taking up a data analysis course and finishing my master's degree in order to look for more opportunities abroad.

I don't know, but each year seems progressively worse. It wasn't that bad before COVID-19; now it's the ultimate worst I've seen, and it's about to deteriorate even further. Thankfully, this forum has been a blessing and probably the only thing giving me hope, as it has resulted in me making a decent sum of money in the process. I'm yet to start looking for a job, but salaries are relatively low, despite the increased cost of living. To make matters worse, excessive weather conditions due to climate change are happening way more often now, causing floods and wildfires and destroying everything in their path. See Libya, Greece, Italy, Spain, and many more examples.

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?

I relieve financial stress by trying to plan and budget as far ahead as possible. Knowing how your money is being spent, at least roughly, is essential to a brighter future because chaos will breed erratic behavior. Having a bit of flex and buffer in the budget also helps too, so you're not too strict with your spending which can take away a lot of the fun in life. You also need to be poised to take advantage of certain situations, like special offers or even deals which can pop up out of nowhere but offer a lot of benefit. Being careful with your day to day spending is super important, as one or two wasteful spending activities day to day - like expensive takeaway coffee - can eat up a lot of cash which may be better to invest elsewhere.

Proper planning and proper management and set out back up plans. These are the things which you would really be needing into because if you do find yourself that being impulsive on a certain situation then it does signifies that you arent that really get prepared for that or you arent aware of the probabilities could happen. Living in a world like this which does involved that financial stress because we are on day to day spending and needing to deal with those expenses that we could have and this is why on the time that you do see some shortage because of unexpected situations and turns out that you dont have that financial back up plans
then this is the time that you would really be starting to freak out.

Handling out yourself in regarding into this moment is never been simple. You would really be that simply get irritated just because you are stressed and really on panic specially if you do know that finding up some financial
backups is never been simple. We know that every problem does have its own solutions and this is what we do really start on trying out to assess and look up for possible solutions
and make things everything all right or back on track. Challenges in life is inevitable but doesnt mean that you should just simply surrender.