You can get a loan on this forum and the lender does not need to know your identity. You will see services like that on the lending board on this forum. If you have collateral like altcoins, or if you are in a signature campaign, you get a loan on this forum.
Am just learning about this and thanks for the candidness.
I still think that a person who can get this kind of loan here would have got to attain a certain rank in order to be granted such loan.
Unless it doesn't really matter, what's to say that it's any different to what happens in the real world.
Perhaps am thinking too much, but would like a third party be involved such like in P2p where there's an escrow account? What about the interest, is it going to be any better?
There's a rank requirement of course and sometimes they ask for a collateral. But it depends on the lender if what is the minimum rank to apply for a loan. A few requirements are being applied as we do not know each other here and an identification is not being required. These requirements are being apply to secure that the borrower will pay the debt. Even for you if someone ask you to borrow money with someone you do not know, you can't simply lend money and trust someone especially a newbie rank to have a loan.