It's also possible that the account has been sold or hacked.
Unless this is what happened, there's nothing much suspicious. I know this user from another forum where he is a moderator for a long time now and have never scammed anyone.
Never heard of ~Money~ but looks like they've been a member here for 10 years. This is one of the reasons why it's a bad thing when accounts change hands. I'm not 100% certain that's what's happened here, but unless that member really did wake up and decide they needed a loan, it's entirely possible the account was sold or hacked.
He is a member in another forum since 2009 and still active there. I will send him a PM now to make sure what actually happened.