If we know how difficult it is to earn money, of course we will be very good at managing how we spend the money we have. Enjoying income is a natural thing for people who have it, but we have to do it for the right things and don't use it for things that are not necessary. You are right, without looking for it, money will not come by itself. We have to try to do work to earn income and even when working, we have limitations. We must still think about our health so that we don't do too much work with the aim of making a lot of money so that we get sick.
Basically, health is more important than money, if you are sick you can't earn money so maintaining your health to stay healthy is the most important thing in changing your mindset about money. Nowadays money is difficult to find if you don't have adequate skills, but if you have the skills in modern times like now it's very easy. And it's true that financial management is the most important thing. Having a lot of income, lots of money, without good financial management, will also end in misery.
You could say the concept is like this. Where there are four priority scales that need to be implemented. important-urgent, important-not urgent, not important-urgent, and not important-not urgent. The main ones are considered important-urgent and the ones that are omitted are unimportant-not urgent.
Yes that's simple logic, life does require money but not everything can be solved with money, therefore there are also some who say that health is more important than everything, and of course I would also say that is true although maybe some speculation says it is less precise. If we are sick then it is true as you said we will not have freedom of activity and of course the work that would normally provide us with income will be disrupted and it is obviously quite difficult for us to make money when our health is compromised. Skills and experience are very important in this day and age and of course it will make it easier for us to find some jobs that might not require too much struggle, or I mean easy jobs but the results are quite satisfying because of the skills we have. Especially in the midst of this modern era, we as a society are required to keep up with the increasingly sophisticated times in any case will be able to balance life.
The perspective on money will always be related to good and proper management and it will always be, well agree with you, even if for example we have a large income it will be useless if we can't manage it, and maybe only for a period of time it will run out quickly. I agree with your concept, it's very simple but easy to understand, and I hope some people will try this method.