Quote from: Fakhrulenclix on Today at 06:19:01 AM

Quote from: armanda90 on Today at 02:07:45 AM

Unstoppable with human desire and needs although have more than expectation, its have been human attitude looking for their first target want to buy a car but after having car they want upgrade to be more luxury cars with most expensive values. But many of human can't make balance with their financial budget and prefer their desires or needs than which one more important for their saving funds as investment assets for future until how to manage good financial more increasing.

Its not problem when human enjoying with their hard work and spent for desires or anything needed depend keep spent for saving fund as investment or their assets not loss all for desires. I think need to prepare good financial for the future and don't waste all money for anything not profitable yet.

Every human being certainly has their desire to make themselves look luxurious in front of other people and if we follow our desires like that of course we will have great difficulty in finding money to meet our needs and also we will not be able to save some of the income we have because our income is spent on the luxuries we desire.

Enjoying what they have earned is indeed a natural thing to do, but we also need to consider and also look at the income we have so that the income we have will not be enough for the needs we need. You are right, we need to prepare good finances for our future because it is not certain that we will be able to work until we are old.

By only thinking about following a luxurious lifestyle, of course this will drain our financial income, I myself think that I am more concerned with basic needs than following a luxurious lifestyle, because even by fulfilling a luxurious lifestyle it will not necessarily make me happy. The income earned must be balanced with the needs, if for example the focus is more on the lifestyle, I am afraid that the basic needs will be affected.

Yes, I agree with you, I will balance my income and basic needs, then the rest is to be enjoyed more, even if the income I get is limited, in my opinion it is very mandatory to save even if it is in a small amount it doesn't matter. Because if we don't save, what I'm afraid of in the future is that suddenly there is a problem and our financial situation is bad so it is difficult to deal with it, Nakmun, if with the savings we do at such times we will not be too confused and will not borrow here and there to deal with problems that suddenly come.