Quote from: Lucius on November 07, 2023, 02:45:06 PM

Switzerland may be a small country, but their GDP for 2022 was about $800 billion, which ranks them among the top 10 richest countries in Europe. Size is completely irrelevant in this context.

True, they are one of the riches countries, but I think if we talk about adoption, isn't total number of user better than total amount?

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There's no big deal wherever it happens, because what's the difference when you pay with a bank card or use a CBDC app?

Seems my post wasn't clear enough, "big move" in my previous post means the probability of other country to start launch their own CBDC as most of countries depend on US or EU moves.

I also aware and did post on somewhere if CBDC is nothing different with digital fiat, bank card, mobile banking or something similar.

The only difference is, the name. Cheesy

Quote from: Fademigo on November 08, 2023, 04:16:53 PM

Reduced bank deposits:
- could lead to a reduction in bank deposits, which could affect the stability of the banking system

CBDC is a bank product, so it's not going to affect the banks, more importantly banks is a way for them to make money.

I think the other thing you mentioned is also the banks characteristics.