The ppl who've been saving monthly shouldn't be affected by hype or FOMO they shouldn't deviate from their investment strategies. If they're happy to continue accumulating bitcoin by investing whenever they can they shouldn't change stacking sats. It becomes a problem when ppl are told they're guaranteed to make profits after halving that's the FOMO they shouldn't believe.
Agreed that there are many people who did not take advantage of buying bitcoin when it was still under $20k or $30k and they started buying when they saw the bitcoin price increase to $35k or $37k as it is now. But there are also people who are still accumulating btc every month, so $35k is still a good price to buy and they are also not Fomo.