Quote from: Fakhrulenclix on November 26, 2023, 08:35:18 AM

Quote from: D ltr on November 25, 2023, 01:37:21 PM

In the past, I often shopped for whatever I wanted when I got paid, but since my economic situation is not good, I have been wiser in using my money, where I have to choose which items are more important and set aside money for emergencies.

It is important for us to be able to use the income we have well, because if we cannot use the income we have well it will certainly make it very difficult for us to be able to meet the needs we need and we also have to look for loans to be able to meet the needs we need, when we are aware that we are using the income we have incorrectly, we can learn to record all types of expenses we incur so that we can avoid spending the income we have on things we don't really need.

If we have a monthly income and we make unnecessary expenses as soon as we receive our salary, we constantly wait for payday to come and the day we will pay our debts. We shouldn't put ourselves in this situation. We have all experienced such times, but making a plan and acting according to that plan can give us relief.

Thanks to our own plan, we can manage our salary or income better by sticking to that plan and getting rid of unnecessary expenses. It is necessary to start from somewhere and act in a planned manner.