IMO people who are for CBDCs and might use them don't realize yet what they'll bring to the table along with the so called convenience.
Exactly, which goes back to
my previous point that, just like when people throw their KYC around everywhere and then end up with their details being stolen, by the time they realize how terrible CBDCs are it will be too late to do anything about it.
The question is: is it better to use card payments with the current system? Or CBDCs? To me they are the same. I see no difference at all.
Card payments are definitely less bad than CBDCs. Your credit card provider refuses to let you make a payment? You can at least try another provider, or a bank transfer, or some other option. A government refuses to let you make a payment with their CBDC? Nothing you can do about it.