It does hit really hard for people who like DCA and do not keep their money in centralized exchange, in fact because this F*cking ordinal is really hard for everyone except the miner who get 3-6 Btc in a single block.
If the miners are truly benefiting this much in a single block, it means they will keep spamming the network in the name of ordinals and by this, the mempool will keep congested and they keep benefiting from it
Merchant or a freelancer like will be also hit by the high fee because they should consider the fee and must to add to their service for a freelancer and merchant might see less people using bitcoin if this not allowing down
The DCA people are the most affected. But then, a weekly DCA person may likely turn to bi weekly DCA. Someone in bi-weekly can turn monthly. The freelancers can decide to use alternative coins to receive payments.