And a little advice from me, when you do DCA, you should send your bitcoins to your wallet at least every two accumulation periods. Because currently bitcoin transaction costs are quite high. So to minimize this, it's a good idea to collect bitcoins on the exchange first, and if you have collected a large amount of bitcoins, then send them to your wallet. Moreover, you like to do DCA on bitcoin with small amounts.
Yep. BTC accumulators should be trying to figure out the size of their UTXOs, so that they are able to have options in the future, especially if there are periods in which the transaction fees might unexpectantly go higher for a certain period of time, and there could even be instances in which they stay high for long periods of time.
If someone is ONLY accumulating $10 per week, then maybe they have to wait several months, even 6-12 months (or even longer) before they send their accumulated BTC holdings to private BTC addresses, and personally I am not trying to encourage holding BTC on exchanges, but it may well be more practical to make sure that a person does not have his BTC in UTXO sizes that become either unspendable or just way too expensive to spend, and even someone with $200 worth of BTC in a UTXO might not want to spend 1/4 or $50 on transaction fees to send it, but if the person has $5k in a UTXO, then spending $50 to send it might be considered reasonable (or acceptable).
I know that some folks had already explained and/or theorized that poor people are disproportionately affected by periods in which the BTC transaction fees are really high and also that BTC transactions seem to be unwarranted for smaller sized transactions, and these also could be purposeful attacks on bitcoin in order to dissuade poor people from getting involved in bitcoin, and that truly could end up working to the disadvantage of poor people who do not figure out ways to accumulate bitcoin without incurring high transaction fees, and so what kinds of transaction options that are available is going to vary from location to location, and not everyone is going to have access to lower fee kinds of options in order to accumulate BTC, which likely does not stop BTC's price from going up, but it does end up scaring (or dissuading) some poorer people from getting involved in bitcoin, even though it would be to their advantage to consistently and persistently accumulate BTC during these times rather than waiting.
Yes, currently Bitcoin transaction fees are still quite expensive. I just checked on
Mempool,the lowest fee right now is around $4.52. For investors who like to do DCA with bitcoin with fairly large assets, there will definitely be no problem with these fees. However, for bitcoin investors who have limited capital, the impact will definitely be felt.
Apart from that, I also have an assumption, if bitcoin transaction costs continue to skyrocket and do not decrease in the next few months, perhaps the image of bitcoin will change slightly among small investors. Because for them (small investors), if for example they paid a transaction fee of $5, maybe they would think twice about investing in bitcoin. Because in some countries $5 is quite valuable, and to get it some people have to work all day. So if, for example, it is true that there is play by several parties or several people, I don't think they have thought carefully about the impact. Because instead of continuing to promote Bitcoin's image with the slogan of cheap transaction fees, they instead make transaction fees expensive (if there is a game at all).
However, I also agree with you, that instead of waiting for bitcoin transaction fees to become even cheaper, it is better to continue to set aside cold money to accumulate in bitcoin. Because instead of waiting, it's better to just start and continue (DCA). But on a longer scale in terms of accumulation time. Because maybe all of this happens, (expensive transaction fees) if seen from the positive side it is caused by network congestion. Because maybe the bitcoin halving will be coming soon. Therefore, many people flocked to invest in bitcoin and caused the network to become congested.
But even so, I hope that bitcoin transaction fees can be cheaper as soon as possible.