Quote from: junder on Today at 04:30:12 PM

Quote from: Strongkored on Today at 05:00:22 AM

Quote from: alankasman on January 08, 2024, 02:24:52 PM

Quote from: fikayo on January 03, 2024, 11:18:42 AM

You can add your point so that others can learn

Expenditures that do not meet needs.
Excessive shopping when income starts to differ from before often becomes a new habit for some people under the pretext of enjoying because life is not forever and as long as it is there you have to enjoy buying something you have never experienced before.
That's an additional point of habits that can derail finances.

Social media is one of the reasons why many people end up having the cost of living continue to rise when their income also rises. Seeing various displays on social media makes people always interested in doing what other people are doing or also buying what is trendy even though it is not that important and just to fulfill your desires or even just to show off, so it is very necessary to carry out financial planning and be disciplined with what has been planned and only spend more from the excess budget which would be wiser if saved or used as an investment.

Yes, I agree with this because in my environment this is a reality, many young people in my environment are forcing themselves to be stylish, by buying high-value branded goods, which perhaps is a requirement of today where we have branded goods and high value is a sign that we are rich, but we don't know exactly how many young people are like that and what you say is true, even though it's not that important to them, but maybe it's because of prestige that drives them to buy branded and high-value goods. .

What I regret is that many of those who force themselves to be stylish by buying branded and high-value items are still at school, obviously they don't have jobs and don't have an income. so some of them style themselves by forcing their parents to buy them what they want, even though what they want has high value so it's rare for people to have it, this is because they look too much at the styles of other people who clearly have enough money , they should be able to look at their family's financial situation to be stylish, because if they really want to be stylish they should just adjust it to their financial situation, don't force them to look luxurious in front of many people because that will torture them.

On the time that you are really that on these ages then it would be somewhat normal that you will really be thinking about having lavish life because you arent that thinking about the future aspect or things that do
happen not until on the time that they are the ones who would really be providing or simply they are the ones who would really be finding on the money that they could spend. This is why there's no sense of responsibility if you are really that still living with your parents since you do know that there's a source that you can get on acquiring those things but on the time that you are the ones who are really that needing to make money
then that sense of responsibility would really be waken up on which means that it would be changing up everything.

Just dont rush up because it would be always best that you should be wary on the things thats happening around. It would be better that you should get involved with investment and business
as early as you could on which we do know that not all would really be that sensible on doing so.