To be long term holding in bitcoin and cryptocurrency must have source income if want to be success in the future, I have in this position when holding Doge and Ethereum coin. Inconsistency income due pandemic era have to sold Doge and Ethereum coins with lower price but few months later price up drastically and increasing more than 2000%. I don't sure for holder have diamond hand if haven't source income because daily needed make us blame must sell our assets.
When it comes to having debt, whether it is small or big, is not necessarily a bad thing and is stressful, as long as you know how to manage it properly. It's important to use your debt wisely and allocate it towards investments or ventures that can generate income. For instance, if you use your debt as capital for a business that brings in additional income, paying off your debt and its interest will not be a problem. The key is to make sure that you have a clear plan for how you will repay your debt and that you are using it in a way that will ultimately benefit you financially.
Its not good ideas when investing using debt or borrowing money, we can't controlling price of cryptocurrency in daily day or monthly will earn profit or not and other side every month we have loan interest have to pay on time. Better preparing source income firstly bigger than with loan interested in monthly if want take borrowing use for investing in cryptocurrency. Another thing you must have saving money under 50% of amount take borrowing use for investing in bitcoin before getting loa.