Quote from: Mahanton on February 06, 2024, 09:53:20 PM

Quote from: Fredomago on February 06, 2024, 08:10:33 PM

Quote from: Vinaa77 on February 06, 2024, 09:36:05 AM

Quote from: harapan on February 06, 2024, 07:22:55 AM

Well that's the truth just so we can live a comfortable life at all times,it's better to live below your means and the only way you can do that is to reduce your spending.You spend less on clothes,accessories,getting top model of cars and many other things,that way you're left with so much money to save and invest for other financial purposes.
It doesn't necessarily mean you will deny yourself of your happiness and comfort,In essence, it’s spending less than you earn simple as that.its more about having a smart spending and exercising saving decisions.

Reducing expenses is indeed a very good thing if we can do that, because if we force ourselves too hard to follow current trends, of course the expenses we have will be very large, even the income we have will not be enough to meet the needs we need and what's worse Again, we have to look for a loan that can meet our needs and when we get income, we have to pay off the loan we took.

Choosing not to live in luxury and saving some of the income we have is certainly very good because if we have savings, of course we will be able to invest in our future so we can achieve financial freedom.

A simpler lifestyle will help to reduce expenses if you can prevent yourself following the trends you may able to deal with it, but most of the time people always wanted to have things that's not necessarily needed, things that's adds up to your expenses, if you can avoid that you may able to save more money, with a wise choose of lifestyle and with the knowledge that you can have thru online access you can use those save money for investment.

More on how you choose and how you percept your future, preparing step by step is very crucial more on how you discipline your own self.

The wrong thing for most people is that once they do able to make more money or huge income or something having that in talks about more stream then people would really be naturally be able to have those kind of upgrade in lifestyle too on which it would really be just that be able to compensate that their upgraded lifestyle on which they shouldnt have done that if they are really that serious on trying out save up money.
Why i can say so? This is what i have done in the past on which on the time that i have seen that im earning more, the expenses i do have do step up too on which it did come into a point
that expenses is way more higher with my income too on which i have put up myself into such deep debt problem on which it did takes years for me to be able to
solve those things.

Never ever come into a point that you would really be that irresponsible on how you do spend up your money even if you do have that huge income or source
because there's no such thing about unlimited income and its better that you should really be that sensible on the actions that you are making.

This should really be on your mind on which on the time that you have earned more then you shouldnt directly be making yourself having those immediate upgrades as well specially
on how you do spend,for it would really be putting you on big trouble just like on what you said. The worst? you would really be having those debts because you cant be able to compensate on how
you do really make those kind of spendings on which we know that this is something that we should really be avoiding at all cost. We do know that once you do find yourself
having those kind of spending but you cant be able to catch up on how much you earn then you are really that in big problem.

Just like on what you mentioned that on the time that you would be making those realizations is on the time that you would really be seeing that you would really be
having those financial problems.