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Quote from: harapan on Today at 05:10:42 AM

Its also necessary to stay out of debt.Debt affects more than just our financial well-being,having money problems can also affect our physical and emotional health, which is why it’s important that we understand how to deal with debt stress.Everyone can be under pressure,and been in a debt can actually be one of a kind since been in a debt is also a stressful situation.

Having a lot of debt will certainly make us depressed because when it is due we have to pay the loan we have lent and it will be very difficult if the income we have is not enough to be able to pay off the loan because we have borrowed too much, so it would be better for us to be able to manage our expenses. according to the income we have and don't let us not manage our expenses so we use our income on things we don't really need so we have to look for loans to be able to meet the needs we need.

It's not about the debt that gives us stress, it's about how we manage our finances. It's not necessary that having a debt means always paying interest. There are some debts known as good debts where we can use the borrowed money to make more money. The key is to manage our finances properly and use the debts wisely.

I agree with this if we could manage our finances properly then we wouldn't have any problems at all, the problem with debt is most of the people borrow to spend for the day or survive the current situation, but if they would borrow money then why not make it to survive for a long term use it to earn, and not just to survive the day.
Think about how you could use that money to earn it back not just to spend it all.

In the case that you do have tons of source of income on which it could be able to compensate on whatever shortage that you would have on a particular situation but we know that not all people would really be
having that kind of capability or capacity when it comes to this kind of situation on which we know that there's no way that you could be able to make yourself to be on that status. This is why people would really be having those kind of conditions or circumstances in life on which you would really be needing up to take up some loan specially if your savings or emergency funds has been depleted out. No one would really be able to
avoid such condition specially that they are in need on which taking up some loan or borrowing money.

Handling stress? We do know that each person is different when it comes to intellectual and emotional aspect on which we do know that
control and management would really that differ into each other with each person.