institutions know they cannot get middlemen commission from the network itself (unless they run mining equipment)
so they want to make bitcoin annoying to use so that people revert to using centralised services and subnetworks that involve middlemen
Don't forget LN , that's the trojan horse they're expecting to gain profits from . That's why all the funding from corporations to devs is headed towards the development of L2's leaving L1 out . The good thing is that they're too ignorant to understand that L2's are an impossible solution and are just burning money .