So being directionally correct pays off even if there are likely to be some mistakes along the way. .and the mistakes may or may not be perceptible at the time that they are being made... there can be some questions or tensions regarding how much of a balance to keep in various accounts that we might create. .and questions about whether we can put off some expenses (defer them) or if we might spend time trying to earn more income or if we might set aside some value to prepare for dips, and how much value do we want to keep on the sidelines for preparing for dips versus just buying right away or spreading our BTC buys out over a whole week..
However, in the strategy that I have done, I am not too interested in focusing on setting up reserve funds to wait for cheap price because I tend to accumulate Bitcoin every two weeks. So I think I will get a chance that might be more accurate to get a cheaper price.
Saving up a reserve fund doesn't mean you will use it to accumulate bitcoin when the bitcoin price is in a dip. The reserved fund is the fund that will help you in the future to take care of your financial needs when you lose your source of income or job, so that you will not depend on your bitcoin investment to settle your personal needs.
Yes, maybe you misunderstood in another context, meaning that I want to interpret that the reserve funds are for accumulating Bitcoin and are not a benchmark for my economic sustainability because I only use 10% of my income to invest in Bitcoin. So within that 10% of course I didn't budget to save it in reserve funds to buy at low prices. But I will use that 10% to buy Bitcoin with the DCA strategy once every two weeks or twice a month as I did in the previous stage.
So, for that reason, you need to have a good understanding of allocating your finances when investing in Bitcoin. If you are able to budget 10% every month then it will no longer be touched for all your life's needs because you have the other 90% to meet your life's needs. So, that way you won't be stressed about the investment you make because you don't need the money for other purposes.
So some of them have budgeted above 10% or 15% to invest in Bitcoin but they have thought this through carefully in all their decisions because if they are stressed then their investment planning could stop midway.