Quote from: Inwestour on Today at 01:16:49 PM

Quote from: junder on February 13, 2024, 12:27:41 PM

Therefore, it is important to learn about investment so that you can determine which investments are good and bad, because if you invest without knowledge it's the same lie just wasting money whether you invest online or offline it's the same thing, it requires good knowledge to be able to generate profits, and also need to know that profitable investments usually require a long period of time, and many of us are impatient in running it so that some stop in the middle of the road, that's because there is no good consistent.

but what must be considered before making an investment is that it must have an emergency fund, because the investment made must be good not to be disturbed by something unexpected such as an accident that requires medical expenses to be able to overcome. it by having an emergency fund one of the goals is that, to overcome the occurrence. of something unexpected, because if there is no emergency fund it could be that the investment made could be disrupted but maybe it will not generate profits, instead what might happen is a loss.

Simply saving means allowing inflation to reduce the value of your savings, so it's worth investing your savings to make them work and make a profit. It seems simple and understandable for everyone, but statistics show that not many people do it.

Most often, people stop at the saving stage, even having some savings, a person already feels calmer, and they don’t think about inflation, although everyone feels its impact. Investments require experience, even more than knowledge, the hardest thing is to start doing something, it is difficult because there is a risk of losing savings, so most people choose to simply do nothing.

It's true that it makes sense to invest the savings you have, but it can't be done carelessly. Of course, we have to be able to know what kind of investment can produce clear profits. We also have to be able to determine good investments so that there are no big losses. Investing offline or online requires good knowledge to be able to generate profits. Don't invest if you don't have the knowledge. which is good, because it could be the same as throwing away the money you have.

However, by saving, of course we don't need any knowledge, but what we have to pay attention to is being able to refrain from using our savings carelessly, because there are people who use their savings for things that are not very important. In my opinion, saving has no risk, unless it is lost due to a disaster such as someone stealing or something else. I also think having savings is important before investing, because we must have savings or emergency funds before investing, because there are investments that are disrupted by sudden needs such as having to pay for hospital treatment when an accident occurs, but by having savings or emergency funds the investment will not be disturbed.