hmmm I understand, so if I ever want to receive 10 times money, my ledger will create 10 addresses? and if in the future, I receive money to any of these previous created accounts, will I receive them anyways?
Yes.
what will happen if I send btc from Binance again to bc1...2sm? will the sats be credited in bc1...2sm? or in bc1...3sw?
The money will stay in bc1...2sm, and you can normally spend them. Ledger generates a new address each time for privacy reasons. Address reuse is completely valid, funds will be normally displayed; it is just not recommended as practice.
Will I have 10 accounts with 10 different balances?
You just have multiple addresses, in one account.