Quote from: Hamphser on Today at 05:12:59 PM

Quote from: indah rezqi on Today at 04:38:35 PM

Quote from: Inwestour on Today at 11:52:27 AM

By the way, there are those who believe that in order for inflation not to affect their savings, you can buy something, some things, but the truth is that things also lose their value over time, unless they are some kind of collectibles, then this is also possible classified as investment. We live in a society of consumers, every day we are served a large amount of advertising, and they are constantly trying to sell something, it is not strange that people buy a lot of unnecessary things.

I think that is part of the risk, there is no activity that is free from risk, especially when it comes to investment. We can only study the situation, study the market, and so on before deciding to take action such as saving or investing. Buying assets such as land will usually be more secure against losing the value of money, or you can also buy property such as a house, to protect the value of money so that it does not shrink due to inflation. You can also buy other assets such as buying Bitcoin, shares or something like that, but what is clear is that you have to understand the level of risk first.

On the other hand, the solution to ensure that the value of money is not affected by inflation as a whole is to divide it, I mean part of it is saved and the other part is invested. As a wise man said, "don't put all your eggs in one basket", I like that sentence. However, if you look at the current era, reducing expenses just to be able to save seems very difficult, we are very much influenced by things that are consumptive.

If we do speak about investment then of course it would really be that automatically twinned up with risks and this is something that you should really be making yourself be wary about those points and this is something that you would really be needing for yourself to make out those adjustments but of course this is something that would be on someones preference and liking when it comes to risks taking.
Some could really be able to bare up with the risks and some cant really be just that able to hold it up. When it comes to savings then it would be also a default thing as an individual.
We do know about those standard things which needs up to be that done but not all would really be that thinking about on what are the necessary steps that should be done.

It is clear, investment certainly has its own risks because it is related to money and profits and losses. but losses in investment in my opinion can be minimized with good knowledge, so before investing we must have good knowledge and knowledge first about investment and this applies to offline or online investment both have the same risk of loss,. especially if you don't have any knowledge at all it's just a waste of money.

It is also true that with the risks involved in investment, there are those who are able to bear it or overcome it there are also those who do not give up directly to end their investment. in my opinion, saving also has its own risks such as the loss of money saved due to disaster, of course no one knows it's just that in my opinion, investment is profitable if we really run it as well as possible, don't stop in the middle when the investment has not really reached a profitable point.