Quote from: TheUltraElite on Today at 04:04:08 PM

Quote from: erikalui on February 18, 2024, 01:00:59 PM

Paytm UPI was the best option for me and now I'm using Bhim which is much more complicated. Paytm had its own bank and it was easy to add and withdraw money which is not offered by other UPI alternatives.

BHIM app is good but is overfeatured and is often clanky to use. In that sense, GPay and Phonepe has better interfaces and I use GPay almost regularly to make payments hoping for some good cashbacks. They used to give away few single digit INR value cashbacks directly back in 2020 but they dont anymore.

Still I keep getting hopeful I will get some one fine day.

As far as Paytm is concerned, I can see them selling off to someone else and moving on.

I use Gpay but often face issues loading the app which takes a while compared to Paytm. Actually, Paytm bank was the only bank account I used to pay via gpay, Paytm UPI, Bhim, Amazon etc. Now I need to use my savings bank account which is not something I like to do. Airtel Payments bank also is not good.

I need an alternative to the bank that can be created via KYC with no minimum balance and easy to pay, load and withdraw anytime. Else, UPI apps are many.

People say mobikwik is good but I always get an error completing KYC.