Quote from: pusaka on Today at 12:18:10 PM

Changing habits that require us to leave something we're used to will definitely take time to get things back to normal. Suppose we used to live by fulfilling what we want at that moment, but when we want to invest then we have to leave that habit and focus more on our allocation for investment.
As I said before, it takes time, and it's not easy to immediately change the habits that we did before. But with our effort and intention, it will be fine. The future is something we have to think about because it's not just for us but for our families too. Indeed, now we have to sacrifice first before we can enjoy the results of our hard work.

This happens to many young people today in my environment, where they are more concerned with a lifestyle that is only temporary while they don't think about the clear future that will happen to them, and they should have been able to prepare for it when they were still young. where they have to work hard to be able to get a large income because it is for their own good too, even though at the moment it is difficult to find work, there is no harm in them trying to get a job that is worthy of themselves. When they get a job they must be able to think about the future, not just fulfill temporary needs Saving for the future or investing must be done, because if you don't do it yourself who else will you?
Changing habits such as expenses that are not too important must be done, by having a clear income they must be able to manage their finances well, for example recording expenses, and prioritizing needs that they must fulfill and be responsible for such as paying electricity water or other bills, You must also be able to set aside some of the money you earn for savings. The main problem here, in my opinion, is that only a few young people can manage their money well, even those who are married there are still those who cannot manage their finances well, so they often have problems with their finances and this must be fixed.

What you say is correct, changing habits really takes time and in my opinion you have to have strong consistency, because in my environment there is a young person who doesn't work and every day he just plays games, so often he says he wants to change his life to work and have an income. What's clear is that I'm tired of hearing it, therefore in my opinion if it's just words without a strong intention then it's the same as lying, if there are indeed words then there must be thoughts that encourage oneself to take action that leads to goodness such as changes in management. finances or having the will to make movements that can get out of their comfort zone, most young people today are stuck in their comfort zone even though it doesn't produce anything. because it's true what you said, the future is something we have to think about, therefore we have to be able to move, or invite people who have no movement at all to move forward. whatever way it has to be done, every once in a while I always encourage my friend with what he says which leads to progress, I support that, even though he often says it but doesn't take action and I sometimes get annoyed hearing that, but I still support what he is going to do. as long as it is something that leads to progress for himself. In my opinion, working hard at a young age is a must, because it will determine our future, including our own family.