Sometimes I begin to imagine instead of transferring my money into the bank to keep for a number of days or months before usage in form of savings that nothing will add up instead it remains stagnant or the bank charges me even more. Is it not better I save them on a stable coin such as the USDT?
Please what do you think? Will I end up losing my funds one day if I do so?
To me I feel it's good way to save.
Please what's your opinion on this?
Many people on Bitcointalk advise that it's not a good idea to hold USDT, there are better alternatives like DAI and USDC. USDT is not 1:1 pegged to USD and it means that there is a high chance if many people suddenly try to convert their USDT into USD, it will collapse. As I said, it's better to choose other stablecoins and store them on your Ledger or other hardware wallet. Btw if it's not a problem, I would hold USD and buy Bitcoin when I would want.