Sometimes I begin to imagine instead of transferring my money into the bank to keep for a number of days or months before usage in form of savings that nothing will add up instead it remains stagnant or the bank charges me even more. Is it not better I save them on a stable coin such as the USDT?
Please what do you think? Will I end up losing my funds one day if I do so?
To me I feel it's good way to save.
How sure are you that you are going to get your money back with profits in days or months? If you want to invest in crypto, you should be aware of the risk involved. There is no guarantee of getting your money back with profits in a short period of time, but if you want to invest in USDT, then I won't argue your funds will be there. But in times of saving money, don't think about using the money you will use in days or months to buy coins. You may lose when you are ready to use the money because there is a possibility that the coins may dump, and after the dumping of the coin and you need the money at that period, you must sell that investment unless you have another money to do what you wanted to do.
However, nobody will tell you what is going to happen with your funds because we can't predict the future. The advice is that after the investment, make sure you hide your private key in a safe place. But you are asking whether you will lose your money or not. I dont think you will get that answer here, or is it that you did not trust where you want to put your money? If you did not or cannot take the risk, I will advise you to leave your money in the bank instead.