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Quote from: lovesmayfamilis on January 18, 2024, 05:51:05 AM

I can tell about this problem by observing how most people live in my country. Loans for almost everything force people to work seven days a week. Closing one loan, another opens, and people live in debt without free money that could be invested. From here, it is noticeable that people are in a hole of debt, regularly saving every penny.
But yes, our desires do not end, and we can say that we can stop everything, but the pace of life and the developed habit of earning money practically do not allow people to stop and think that they can live differently.

In regards to government assistance, one approach that may help people escape a life of debt is the introduction of financial education programs. These schemes might teach individuals about financial management, managing their debts, and other financial ideas that will help them make better money decisions. Furthermore, the government may consider introducing laws that make it simpler for people to get inexpensive credit, such as subsidized financial assistance or additional monetary assistance programs.
Another alternative may be to promote business ownership and job development, giving individuals greater possibilities to grow their income and escape the cycle of debt. If more individuals had access to solid employment with fair compensation, it may help anyone get away from debt and accumulate their savings.

Livelihood programs and other government programs are really that something that could aide but only it would really be just that only good for a small numbers or % of the entire population on which it would really be prioritizing those poorest of the poor. If you are someone whose living on standard to poor condition then you would be unlikely be able to get those kind of aide from the government unless if you are that eligible on getting those support or not. If not, then it would be something means that you would really be needing to work your ass off hard even more to have that kind of progressive life you do have.

Savings would comes from the extra funds that you do have left on your income on which it would really be something hard considering that economic conditions or situation that we do
face today is something that could cause that hardship on which we know that this is something that you should really be focusing on.

Dont make yourself that be reliant with government aids or somewhat such as this because if you do put up yourself on such condition then you would really be definitely be having big problem because
if you do find yourself that been depending into those aids then you wont really be that having any progress into your life and this is something that you should really be changing up that kind of life or mindset you do have.
Never ever make yourself on having that kind of approach into your life because there would really be no progress t hat you could get if you do have that kind of approach.

This is why if you do find yourself that not having that kind of opportunity then you should really be doing your very best on trying out to achieve on things on which you would really be having
that kind of approach on things if you dont really like on staying up on what you are now because you are the ones who would really be leading up your life for the betterment.

Savings problem is actually that caused by several reasons;

1. Non sufficient salary
2. Too much expense
3. Lots of responsibilities and priorities

Which these things would cause up for you to have that kind of shortage on which this is something that you must really be that facing or everyone is really that facing.
If you are really that indeed having a job which does only give out that basic pay then you would really be definitely be having that kind of struggle on which this is something
that you would really be needing to make adjustments if needed because if not then you would really be that having that struggle.

If you would really be needing to work extra then you should or must do, because we are living in a world where economic conditions become even more shittier
as the years passing and this is something which is inevitable.