Quote from: bluebit25 on Today at 07:10:35 PM

Debt can be considered an invisible disease that builds itself into our lives and causes us financial, mental and relationship troubles. Constantly relying on credit is no different than being addicted to drugs - it is very likely to become a habit immediately and will slowly but surely destroy your ability to control your money.

Debt can indeed infiltrate our lives. Constant reliance on credit can quickly become a habit that erodes our ability to manage our finances effectively. Easy credit can be tempting, because it offers immediate gratification without the immediate burden of payment, but this can lead to a cycle of debt that is difficult to break free from. It can create a heavy burden, as debt accumulates, that causes stress, anxiety, and a sense of being trapped.

The consequences of debt extend beyond financial strain. Debt can affect our mental and emotional situation. The stress and worry associated with debt can take a toll on our mental health. Financial problems can create tension and conflict within relationships, because the strain of debt affects not only the debtor, but also the family. Recognizing the destructive nature of debt is the first step towards regaining control of our finances and our lives.