the mistake that poor people often make is that they don't want to learn and improve their lives, even though if they are able to increase their insight into financial literacy then they have good weapons to face unexpected things in the future.
all those good people who are very rich nowadays have the opportunity to lose their money in unexpected ways but why they can survive this far, it's all because they always update their horizons and also live a stable life (not showing off and getting into debt) because of the problems they face, what many poor people experience is piling up debts and a hedonistic lifestyle.
When someone can manage their finances well of course they will not experience financial difficulties whether they earn a little or a lot, for people who earn a little they will certainly have difficulties if they do not have good knowledge of financial management and they have to look for loans to meet their needs. due to lack of financial management knowledge.
You are right, whether rich or poor will still experience financial problems if they don't have knowledge about managing finances well, but for rich people, of course they can get this easily if they want to learn it and for some poor people who don't If they know well about financial management, of course they will have a lot of debt.