I also agreed about this all but sadly this is not true for the all with in many countries we are having opportunities for the peoples to do things which are good for them and after doing things like these they can improve their lifestyle and also having better things for their life as well but in many developing countries we are not able to do things like these even we are doing all independently and having good profit as well here any mistake or sudden change of rules or policy can create problems for you, and you can lose your all life savings in minutes like we have in our country where in last few years things are going terrible wrong and peoples are also facing huge difficulties even we all know how can things can take changes but no one going to try on this way.
the mistake that poor people often make is that they don't want to learn and improve their lives, even though if they are able to increase their insight into financial literacy then they have good weapons to face unexpected things in the future.
all those good people who are very rich nowadays have the opportunity to lose their money in unexpected ways but why they can survive this far, it's all because they always update their horizons and also live a stable life
(not showing off and getting into debt) because of the problems they face, what many poor people experience is piling up debts and a hedonistic lifestyle.
On what basis do you know that poor people do not like to learn, do not like to improve their knowledge to improve their lives? Like our parents, they are also farmers who have a hard life but will always find ways to give their children the opportunity to go to school and learn fully. If they are not aware that knowledge is the key to escape poverty, why should they work so hard to send you to school?
It's not that the poor are not aware of the key to escaping poverty, but sometimes the harshness of life forces them to make choices. Not everyone has an easy life like us, you're not in their shoes and you know nothing about what they go through. So don't try to act like you're smarter than them.