Are you strictly bent on it being credit card? If you aren’t, you can try other methods of buying like P2P which doesn’t charge you the percent like with your card. You can check Binance P2P (Binance accepts card payment BTW), or you can check other options from this topic
https://bitcointalk.org/index.php?topic=5471049.0Actually im from middle east, India my country has 12% premium above preev rate so p2p is out of question.
I will need to purchase from a foreign. Can do bank transfer or credit card with kyc whatever no problem.
I am not sure I understand what you mean. If you were to do P2P, bank transfer is the likely option and the bank wouldn’t know who you’re transferring to nor why you’re transferring it. Or does your country charge the 12% based off on every bank transfers? That can’t be.