What you say is very true, it is not a good choice to listen to influencers on social media when it comes to finances, we must be able to manage our own finances and never use money for things we don't really need if we want to have financial problems.
There's nothing wrong with watching financial advice from an influencer on YouTube or any social media as long as the advice they share can make you enthusiastic about managing your finances well
In achieving financial freedom there are different ways to be financially successful, as you said there are those who have to work hard to achieve financial success and there are even some people who work casually but have different results from people who work hard, indeed It would be better for us to have a way of managing our finances that is truly appropriate to what we need and not spend the income we have on things we don't need.
Many people fail to achieve financial freedom because they live very wastefully and don't have a good direction in managing money, they even seem to live a hedonistic life without thinking about how to get more money next. Even though it's not an easy matter, learning to manage money well is one thing what must be done in this era