You sound like a broken record, and I mean really broken. Of course if all this stuff actually happened to you I am sorry but no need to repeat it in every single post.
Also, what I quoted above. Obviously you DID break the loan agreement by not paying on time.

And, no your debt is not settled as you in your other posts said it yourself, you still own Shasan this money. Technically it's much more now if you calculate the original amount + I don't know how many months of interest, which at 10%/month for 24 months would be 240% on top.

You you would even write stuff like the mentioned above is beyond me.