Quote from: N.O on Today at 12:58:48 PM

Quote from: Mr.sprin on May 17, 2024, 04:02:50 AM

Quote from: laijsica on May 15, 2024, 02:10:36 PM

In my country, many banks are offering digital access with traditional banking accounts through which I can send and receive money as needed from the comfort of my home. I have the convenience of doing this using my computer or mobile. Again, if you need cash, you can withdraw money from the designated booth of the bank. Basically the pros outweigh the cons You don't have to stand in long queues during banking transactions which is a plus. To pay you fixed amount of fee at the end of the year.

Yes, bro, with the presence of digital banks, it will make it easier for us to carry out transactions anywhere and at any time, either via cellphone or laptop, so we have free access anywhere, and when we make transactions we no longer need to go to the nearest bank, that's progress in technology that makes it easier for us, without having to bother queuing to withdraw cash, and we can also make large transactions, just by accessing it via cellphone we can communicate with the digital bank and that really makes things easier for us when we can't come to the branch office that way we are saved by time and circumstances.

I think digital bank can't provide safety like in physics banking. We can check every type of problem at any time and we can give complain to the bank if your money is cut off without any reason and we can communicate easily our problems. But digital banking is not helpful in my opinion because our accounts can be hack at any time and when our account is hacked,we can't do anything. We can not find the location of hackers. There are brilliant hackers which are billionaire due to experty in hacking. Safety should be first priority and I know that is very difficult for people to follow the line and then enter in the bank . But there is safety of you and your family.

I understand your concerns about the security of digital financial systems. Hacking attacks do occur and can cause difficulty in tracking the hacker and financial loss. Security, both digital and physical, is critical to the banking industry.
However, it is important to remember that digital banks have advanced security systems to safeguard your accounts and assets. To protect your personal data and transactions, they use strong encryption, a multi-layer security system, and two-factor authentication. Additionally, they have a security team responsible for monitoring suspicious activity and stopping breaches quickly.