Each person's perspective, thoughts, and emotions are unique, and shaped by their experiences and nature. Empathy and sensitivity can be both a blessing and a curse, as you've observed. Having a soft heart allows you to deeply understand and connect with others, share their joys and sorrows, and offer comfort and support. However, it also makes you more vulnerable to emotional pain and potential harm.
I have also observed that soft-hearted people think for others more than themselves. So, sometimes it is good that you are thinking only for your family especially when you have less budget or can only do it for yourself so that your family and you live in comfort. But if you have so much that you can give to others, then I would prefer that helping is a good act, so we should help our relatives and the people around us.
Life isn't always easy for people who think for others. I have been in quite a big financial trouble lately, and even in my current situation I try to help others and that makes it even harder for me. I should stop thinking about others and start thinking about myself, which would have solved my issue long time ago, but loved ones are loved ones and without helping them it makes it quite hard for me.
I think the best thing that could happen for us would be just focusing on our own financial troubles first. Of course, if you get rich and be wealthy then you can help anyone you want, you can even donate to charity, you do not have to make it work any other way, just do whatever you want to do, and it will be a great situation for sure.